Customer helpline number - 1860 266 7766 (Help us to serve you better by calling us from your registered mobile number). HDFC Life Smart Pension Plan 101L164V02 – Terms and Conditions (Direct & Online Sales) (A Unit Linked Non-Participating Individual Pension Plan) Page 6 of 37 28. Retirement is inevitable, but to plan for it is just a click away. IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. Equity Linked Returns. Policy Preamble: HDFC Life Smart Pension Plan is a non-participating and unit-linked individual pension Policy. There is no limit on max premium you can invest. 1800-266-9777 (All Days, from 9am to 9pm, Toll Free) May 9, 2022 · LIC's New Pension Plus (Plan No. Multiple Premium Paying Terms. HDFC Standard Life Insurance India Registered Office: HDFC Life Insurance Company Limited, Lodha Excelus, 13th Floor, Apollo Mills Compound, Mahalaxmi Mumbai- 400 011 CIN: L65110MH2000PLC128245 website:www. HDFC Life Group Credit Protect Plus Insurance Plan. Here are the steps to follow once you visit the HDFC Life Pension Calculator page-. Joshi Marg, Mahalaxmi, Mumbai – 400011, Maharashtra, India. Flexible Benefit Payment Preferences. 0 POLICY TERM: <10> years PREMIUM PAYING TERM: <10> years Grace Period Its the time granted by the insurer from the due date May 17, 2023 · Features Of HDFC Life Click2Wealth. IN THIS POLICY, THE INVESTMENT HDFC Click 2 Retire is a Unit Linked pension Plan by HDFC life insurance which can be bought only Online. Use an online calculator to estimate your premium. Here is the list of the best savings plans in India 2024, carrying low risk and you must consider adding these plans to your financial portfolio: Savings Plan. HDFC SL ProGrowth Super II - 101L066V05 - Policy Bond_Standard. P 501 UIN: 101L068V03) is a Unit Linked Non Participating Life Insurance Plan. Feb 29, 2024 · A life insurance policy loan can be obtained for an amount between 80% and 90% of the surrender value. 0% to 20%. Jan 12, 2024 · 1. Group Insurance Plans are comprehensive insurance solutions designed to cover a collective group of individuals, such as employees in a company or members of a family, under a single policy. 3 rd Step: Enter your current savings and investment details, specifying the investment type Corporate Office & Registered Address: HDFC Life Insurance Company Limited (Formerly HDFC Standard Life Insurance Company Limited). This product is flexible, transparent and is designed to achieve the objectives of managing the superannuation schemes in very cost efficient manner. P501-107 UIN: 101L085V01). For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale. In case of proportionate payout, please provide two NEFT documents (cancelled cheque/Bank statement) i. Telephone–(022)67516666 HDFC Life Wealth Maxima (UIN: 101L162V01) is a Non–Participating Unit Linked Individual Life Insurance Savings Policy. Very High. 16. The Terms and Conditions and the Policy Schedule are issued based on the proposal form and other documents as submitted by the Life Assured/Policyholder. ULIP for Health Benefits. 2 nd Step: Enter your annual income, the expected income growth rate over the years. part-time). Several tabs will open. hdfclife. On the new page choose a policy number. Flexibility of paying contributions/ Premium (s) by the master policyholders into the scheme. Apr 17, 2024 · Grace period allows late premium payments without any policy lapses. The combo plan of HDFC Life Click 2 Invest - ULIP and the HDFC Life Fixed maturity plan perfectly fits the bill here. In addition accrued bonuses will also be paid. 29. *Risk cover starts from date of commencement A Unit Linked Non-Participating Group Savings Insurance Plan. (For policies purchased before 1 st April 2012, the premium must be less than 20% of the sum assured). Guaranteed Additions 2 + Bonuses (if declared) Savings Plans. May 20, 2019 · Unit Linked Insurance Plan offer the feature of fund switches between multiple fund options. The HDFC Life Click 2 Invest is a ULIP plan that invests a part of the Here are the steps to follow once you visit the HDFC Life Pension Calculator page-. e. Tel. To generate long term capital appreciation in line or better than Nifty index returns. HDFC SL YoungStar Super Premium. Choose the tenure of your choice. These plans offer uniform coverage benefits to all members of the group, irrespective of individual characteristics like age, gender, or socioeconomic status. Pension Multipler 1. Renewal premium payments are accepted for "In-force, Lapsed, Discontinued, Paid-up" policies of Life and “In-force & Pending renewal” of Health. It is a kind of forced savings and especially attractive for those who want some returns Quarterly: Rs. HDFC SL YoungStar Super Premium (Form No. The minimum level of death benefit at all times will be 105% of the premiums paid. However, any fund manager or accountant will tell you that staying invested is better for your finances. Go to the bonus statement and click. A Non-Participating, Non-Linked Savings Plan that offers secure future of family and shape up a legacy for them. Jul 3, 2023 · They offer tax benefits, flexibility, and life coverage. 5. HDFC Life Sampoorn Samridhi Plus. 3,000. the policyholders will not be able to surrender or May 12, 2016 · I had taken hdfc unit linked pension plus plan (ULPP) in december 2006 for 10 years. It is also possible to secure a loan against your policy by pledging it to a bank. Save tax up to 46,800/- 18. Definitions A Non-Participating Group Unit Linked Life Insurance Plan. HDFC Life Pension Super Plus (Form No. The plan is ideal for individuals who seek to plan for their retirement to get guaranteed A. M. Before we dive into the details of this plan, let’s have a Feb 27, 2024 · Yes, you can choose to surrender your ULIP within the five-year lock-in period. It offers life cover for two individuals, where a lump sum of 10 times the single premium is paid out on the second death of the two lives covered. 4. ULIP, or Unit Linked Insurance Plan, is an insurance product which provides one plan but two-pronged benefits - protection and investment, insurance as well as wealth creation. HDFC Life Guaranteed Pension Plan. HDFC Life Group Unit Linked Pension Plan (UIN:101L093V01 ) is a Unit Linked Non Participating Group Savings Insurance Plan. 30,000 > FREQUENCY: <Annual > from the date of Commencement Final premium due on < 01/09/2020 > SUM ASSURED : Rs. Hdfc Life Group Term Life. HDFC Life Smart Pension Plus. Apr 26, 2024 · Explore the range of investment plans from HDFC Life that suit your needs: With investment plans from HDFC Life you can opt for market linked returns or guaranteed 1 returns as per your financial goals -. HDFC Life Pension Super Plus is a non participatory unit linked pension plan. Registered Office: Lodha Excelus, 13th Floor, Apollo Mills Compound, N. HDFC Life New Immediate Annuity Plan (UIN No: 101N084V36) is a non-linked traditional annuity plan. 8. Pension Income Fund. Product Modification Filing for HDFC Unit Linked Pension Plus Regular Premium Version Appendix 4 4 SCHEDULE OF CHARGES (For Unit Linked Pension Plus ) Effective Date: 01/10/2005 Allocation Rates Regular Premiums Premium Amount Rates 1st year 10,000 to 1,99,999 per annum 50. Choice of 2 plan options. It works more or less like other regular insurance pension plans (ULIP), but the main attraction in this plan is that it is devoid of heavy charges. So it provides life cover and gives returns on your investment on policy maturity. Policy Schedule Name of the Product HDFC Life Smart Pension Plan The name/letters "HDFC" in the name/logo of the company belongs to Housing Development Finance Corporation Limited ("HDFC Limited") and is used by HDFC Life under an agreement entered into with HDFC Limited. Guaranteed Income Insurance Plan Policy Bond 101N146V03. UIN: 101L133V03. This Policy document consists of this page, the Policy Schedule, the Standard Policy Provisions and the Rider Provisions(if any) together constituting the Policy. You can start your investment as low as ₹ 2,625 per month and get a guaranteed 10 passive income. Buy one today and Sar Utha Ke Jiyo! Reg. the unit linked insurance products do not offer any liquidity during the first five years of the contract. Pay renewal premium through Paytm App/website using net-banking, cards, UPI, wallet or EMI. A. Jan 4, 2018 · HDFC Life Assured Pension is a unit-linked investment plan (ULIP) that provides returns plus loyalty additions to help the policyholder build an adequate corpus for retirement. Here are the steps you can follow to check the bonus statement online: Login to your HDFC life account. HDFC Life Click 2 Retire. Pension Equity Plus Fund. Unit Linked Insurance Plans (ULIPs) have emerged as a popular investment option for individuals seeking long Mar 1, 2024 · Tax benefit on Investment on Maturity -. Viewed from the perspective of tax savings, ULIPs definitely score over pension plans, as ULIPs are eligible for tax exemption under Sections 80C and 10D of the Income Tax Act, 1961. How to Check the Surrender Value of Your ULIP Fund. (Mon to Sat, from 10 am to 9 pm IST), (Local charges applicable) Mail us: nriservice@hdfclife. Policy Schedule Name of the Product HDFC Life Smart Pension Plan lic’s new pension plus (uin:512l347v01) (a unit linked, non-participating, individual pension plan) in this policy, the investment risk in investment portfolio is borne by the policyholder. Dec 3, 2012 · Markets Portfolio Click here to access Service help guide. Since ULIPs are market-linked, the investment risk under this plan has to be borne by the policyholder. Lodha Excelus, 13th Floor Apollo Mills Compound, N. Wide range of Annuity options. Alternatively, if you have in mind the time for which you want to invest your money and the amount you expect on maturity, it can also calculate the payable premium. The way a ULIP works is that a part of your premium is put aside for providing life cover while the rest is invested into funds of your choice. : ICICI PruLife Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai 400025. Only Fund Management charge towards managing your funds and Mortality charge towards your life cover. Retirement and Pension Plans. NRI Customer Service. The product offers guaranteed additions that are added every year, and the lump sum vesting addition is payable at vesting. Plan with extensive benefits that can help you live your life after retirement without any financial worries! Guaranteed* Annuity Income for whole of life. Assured benefit on death is 101% of all premiums (excluding taxes) paid till date. Send an SMS to 5676727 using the specific keyword. Key Features of HDFC Life Pension Super Plus. In this policy, the investment risks in the investment portfolio is borne by the policyholder. for NRE account and non-NRE account. One plan catering to both Single and Joint Life. If you surrender the policy early, you will lose out on potential benefits and have to pay a discontinuance fee. This ensures continuous coverage. Consequently, your policy's surrender value determines the amount of the loan you are eligible for. Choose from 11 funds and unlimited free switching option to maximize your investment. 17. Off. Joshi Marg, Mahalaxmi, Mumbai-400011. Benefits Of HDFC Life Click2Wealth. It’s regulated by The Pension Fund Regulatory & Development Authority of India (PFRDA). com. com Sep 29, 2023 · A ULIP calculator is an online tool designed to figure out the amount of money to be invested in and the tenure of a specific policy and calculate the expected returns based on it. Assured Vesting Benefit 2. Buy HDFC Life Smart Pension Plan today! Track your policy status online via Call or SMS. 5 days ago · HDFC Standard - Unit Linked Pension Plus Secure Managed Fund: Get the Latest NAV Value, Performance and Returns of HDFC Standard - Unit Linked Pension Plus Secure Managed Fund. Customer Service. 1 st Step: Enter your personal information like age and your desired retirement age. Click on the 'E-Statement' tab mentioned on the top of the page. HDFC Life Income Benefit on Accidental Disability Rider (UIN: 4101B013V03) and HDFC Life Critical Illness Rider (UIN:101B014V02) are the names of the riders. HDFC Life Personal Pension Plus. The name /letter 'HDFC' in the name/logo of HDFC Life Insurance Company Limited (HDFC Life) belongs to HDFC Bank Limited and is used by HDFC Life under licence from HDFC Bank Limited. Steady retirement income with Life Long Income Option 2. HDFC Life Group Jeevan Suraksha (Micro Insurance Product) 101N113V05. com HDFC Life Guaranteed Pension Plan is a non-participating deferred pension plan that offers assured benefit on death or at vesting. Insurance Grace Period is a crucial time frame that allows policyholders extra time to pay premiums without lapsing in coverage. Unit Linked Pension Plan helps you to save during your working years and secure your post-retirement income. In case of assignment, the maturity benefit will be paid to the Assignee. Guaranteed Returns 1. No Premium Allocation Charges 1. Unit Linked Life Insurance products are different from the Endowment Plan. 6. HDFC Life Sampoorn Samridhi Plus (UIN:101N102V05, Form No. 101% of premiums paid including top-up premiums paid is guaranteed on Vesting thereby reducing the impact of market risk. 1800-266-9777 (All Days, from 9am to 9pm, Toll Free) Download Brochure. 7. :1800-266-9777 (ALL DAYS, FROM 9AM TO 9PM, TOLL FREE) Ulip Plans. HDFC Life Group Unit Linked Pension Plan - 3 - Standard Policy Provisions UIN 101L093V01 ALL UNIT LINKED POLICIES ARE DIFFERENT FROM TRADITIONAL INSURANCE POLICIES AND ARE SUBJECT TO DIFFERENT RISK FACTORS. Half-yearly: Rs 6,000. com email id: cpgroupops@hdfclife. Dec 17, 2018 · When it comes to a comparative analysis of ULIPs and pension plans to decide which option is the best, both these plans have their own benefits and relevant features. Risk & Return Rating. i had regularly paid monthly premium upto september 2014. Unit-Linked Insurance Plans (ULIPs) offer the dual benefits of life coverage with investment opportunities. To deliver High potential returns due to investments in instruments with higher duration and credit exposure. ULIP For Child Education ULIP Returns in 10 Years ULIP Returns in 15 Years ULIP Returns in 20 Years. The premium paid in Unit Linked Life Insurance policies are subject to investment risks Apr 25, 2017 · 25 April 2017. Senior Citizen Savings Scheme. Monthly: Rs. 12,000. Click on the ‘’Calculate’’ button to generate the estimated returns on the selected ULIP plan. Identifying the Best ULIP Plans for Your Needs. HDFC SL ProGrowth Super II (Form No: P501. In built Sum Assured of Rs. Market linked investment with capital guarantee return 1. HDFC Life Assured Pension Plan 2 Modified/Final version 31st July, 2015 POLICY DOCUMENT- HDFC Life Assured Pension Plan Unique Identification Number: << >> ALL UNIT LINKED POLICIES ARE DIFFERENT FROM TRADITIONAL INSURANCE POLICIES AND ARE SUBJECT TO DIFFERENT RISK FACTORS. Annual: Rs. Multiple Payment Options 3. HDFC Standard Life 5 days ago · HDFC Standard - Unit Linked Pension Plus Growth Fund: Get the Latest NAV Value, Performance and Returns of HDFC Standard - Unit Linked Pension Plus Growth Fund. 00% HDFC Life Assured Pension Plan – Appendix V Policy Document with Policy Schedule - SP Standard A Non-Participating Unit Linked Pension Policy Page 3 of 26 POLICY DOCUMENT- HDFC Life Assured Pension Plan Unique Identification Number: <<101L109V03 >> ALL UNIT LINKED POLICIES ARE DIFFERENT FROM TRADITIONAL INSURANCE POLICIES HDFC Life Click 2 Invest - ULIP (UIN: 101L100V05)is the name of the Unit linked, Non-Participating, Life Insurance plan. 19. Eligibility for these pension plans is often determined by factors including age, length of employment, and job status (full-time vs. IN THIS POLICY, THE INVESTMENT Jun 5, 2024 · HDFC Standard - Unit Linked Pension Plus Balanced Managed Fund: Get the Latest NAV Value, Performance and Returns of HDFC Standard - Unit Linked Pension Plus Balanced Managed Fund. Child Insurance Plans. HDFC Life Pension Guaranteed Plan (UIN No:101N118V11) is a single premium, non-linked, non-participating, annuity plan. Tel No: (022)67516666. Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. It is relevant to those who want to build a retirement corpus while being insured during the policy term. lic’s new pension plus (uin:512l347v01) (a unit linked, non-participating, individual pension plan) in this policy, the investment risk in investment portfolio is borne by the policyholder. Additionally, these plans offer life coverage, protecting the policyholder's family's Regular Premium Unit Linked, non participating POLICY TYPE Pension Policy INSTALMENT PREMIUM: < Rs. HDFC Life Smart Income Plan - 101N166V02 - Policy Document. HDFC Life Sampoorn Nivesh HDFC Life Click 2 Invest ULIP HDFC Life Click 2 Wealth VIEW ALL PLANS Retirement - Annuity Plans. I had surrendered my policy in May 2016. The Policy is issued pursuant to a proposal made to the Insurer by the Policyholder on the date shown in the Policy For any query regarding policy payment you can write us at service@hdfclife. Valuable financial protection for your child. HDFC Life Classic One - This is a Unit Linked Single Premium Life Insurance Plan. Here are the steps to buy the best life insurance policy online: 1. 1. HDFC Life Assured Pension Plan. Old Interest Rate. 50%. The Policy number of this policy is as shown in the Policy Schedule. Policyholder shall mean the owner of this Policy as specified in Policy Schedule or any person in whose favour the Policy is assigned as per the terms of this Policy. 2. HDFC Life Smart pension plus (101N173V01) A Non-Linked, Non-Participating Individual/Group Annuity Savings Plan. Flexibility of paying Premium (s) Control over your investment by Switches. With No entry/allocation charges, no administration charge, this policy don’t even have The bonus statement can be checked online on the site of HDFC. If the premium paid on the policy is less than 10% of the sum assured during the term of the policy the amount received on maturity are exempt from tax. Guaranteed Income for a fixed term of 10, 12, 25, 30 years or lifelong. Please note: Wallet Limit defined as ₹ 10,000 / month (Non-KYC) & ₹ 1,00,000 (KYC). For any query regarding policy payment you can write us at service@hdfclife. Select the investment fund of your choice from the given options – a mix of debt, fixed income and equity in various proportions. 1,000. In built Insurance Coverage of ₹ 1000. Government agencies often provide pension plans to their employees. Choose your investment horizon from 10 to 40 years. 3. HDFC Life Pension Super Plus Plan is a unit-linked pension plan which offers guaranteed death benefit and a minimum maturity benefit. Even so, borrowing in the early years of a policy may result May 9, 2022 · LIC's New Pension Plus (Plan No. UIN:101L066V0) is the name of A Unit Linked Non Participating Life Insurance Plan. Understand its importance, how it works in this guide. Secure Your Future with HDFC Life Click2Wealth. In this policy, the investment risk is borne by the policy holder. An endowment policy is a life insurance plan designed to pay a lumpsum amount to you on completion of a predetermined term or to your beneficiaries on death. This means that the policy holder can switch between fund options depending on how a particular fund is performing at the market. 101N169V02. Opportunity to invest in a choice of funds. ARN - ED/04/24/10480. New Interest Rate. 3 rd Step: Enter your current savings and investment details, specifying the investment type Designed to accumulate savings for your child's big moment. HDFC Life Systematic Retirement Plan HDFC Life Pension Guaranteed Plan HDFC Life Smart Pension Plus VIEW ALL PLANS Website: www. 09. 1800-266-9777 (All Days, from 9am to 9pm, Toll Free) Apr 30, 2024 · Pension plans are a common component of employee benefits packages offered by employers. The name/letters "HDFC" in the name/logo of the company belongs to Housing Development Finance Corporation Limited ("HDFC Limited") and is used by HDFC Life under an agreement entered into with HDFC Limited. Jun 14, 2024 · HDFC Standard - Unit Linked Young Star Plus II - Growth Fund II: Get the Latest NAV Value, Performance and Returns of HDFC Standard - Unit Linked Young Star Plus II - Growth Fund II. Plan to retire to a life, where joy multiplies. Find the life insurance plans that best suits your needs by comparing costs, terms, coverage, premiums, other features, and benefits. This plan that ensures you have your financial independence with a regular income in the golden years. 501) is a Non-Linked, Participating, Savings Insurance Plan. Assured Benefits. This exemption is allowed under section 10 (10D Jun 9, 2023 · A ULIP or Unit-Linked Insurance Plan is a hybrid financial product that provides investment benefits and life coverage. 1. com Contact number: +91 22 6751 6218/+91 22 6751 6215. National Savings Certificate. 5,000 2. By definition, a ULIP offers both insurance and investment opportunity. Buy one today and Sar Utha Ke Jiyo! HDFC Life Assured Pension Plan –Appendix V Policy Document with Policy Schedule - RP Enhanced A Non-Participating Unit Linked Pension Policy Page 2 of 28 Address for Correspondence: HDFC Standard Life Insurance Company Limited, 11th Floor Lodha Excelus, Apollo Mills Compound, N. Call us: +91-8916694100. 512L347V01) Policy Document (Content is in English) ; Sales Brochure (Content is in English) ; Date of Launch : 05. Choice of extra allocation for the contributions in the 1st Policy Year. The premiums paid net of charges is invested in Pension Super Plus 2012 Fund. 0 POLICY TERM: <10> years PREMIUM PAYING TERM: <10> years Grace Period Its the time granted by the insurer from the due date Mar 1, 2024 · Tax benefit on Investment on Maturity -. 2. If your age is 18 years and above, you can invest in this plan. Quick Online Application. Assured Vesting Benefit. HDFC Standard The objective of the HDFC Life Group Unit Linked Pension Plan is to provide the trustees a flexible solution for managing superannuation obligations. Unit Linked Insurance Plans are different from traditional insurance plans and are subject to different risk factors. A capital guarantee solution combined plan is designed to offer a dual benefit of guaranteed return 1 of capital and high gains from market-linked funds. CALCULATE PREMIUM TALK TO OUR ADVISOR. : 40391600. Assured benefit on death or vesting 1. Please submit a Bank Statement or Bank confirmation letter as evidence for premium (s) paid through NRE account. 15. Website: www. Invest 20K/month to Get 1 Cr. 2022 Ensure your tomorrow is as beautiful as today. This exemption is allowed under section 10 (10D HDFC Life Income Advantage Plan - 101N152V02 - Policy Document. UIN: 101N173V07. It allows policyholders to invest their money in various funds, such as equity, debt, or balanced funds, depending on their risk appetite. 70% pa a. 101N096V04. 90%. HDFC Standard The National Pension System (NPS), previously known as National Pension Scheme is a voluntary pension plan launched by the Government of India to financially secure the life of an individual post retirement. It is a non-participating Unit Linked plan with Regular premium payment option. Conclusion. Know More. Life Insurance Coverage is available in this product. Calculate Premium Buy Now. I had claimed deduction u/s 80C only in assessment years 11-12, 12-13, 13-14, 14-15, 15-16 for the aforesaid premiums instead of section 80ccc. Guaranteed 1 Benefit Payouts. Enjoy Special Addition of 1% of premium allocated to your fund for the first 5 years 1. Range of Debt and Equity oriented Funds to choose from. HDFC Life Sanchay Plus HDFC Life Click 2 Achieve HDFC Life Sanchay Par Advantage VIEW ALL PLANS ULIP Plans. HDFC Life Assured Gain Plus_101N151V02_Policy Document. Choose from range of investment horizon of 10 years to 40 years. IN THIS POLICY, THE INVESTMENT Build wealth and plan your legacy while enjoying a lifetime 1 coverage. Joshi Marg, Mahalaxmi, Mumbai 400 011. The insurers provide this switch option free of any cost up to a maximum of 10 or even 12 switches. 80% to 100%. Tax benefits as per prevailing tax laws 3. Keeping this in mind we offer a large range of life insurance plans such as term insurance plan, women's plan, health insurance plans, pension plans for retirement planning, child education plans, ULIPs, saving and investment plans. 867, UIN No. . Regular Premium Unit Linked, non participating POLICY TYPE Pension Policy INSTALMENT PREMIUM: < Rs. 2 Key elements of savings and protection. vh jl tu oz jz lk dm ks iw mg